Free Financial Literacy Resources: A Starter Hub
Independent, non-commercial money guidance from regulators, central banks and non-profit educators in the US, UK and India, plus free courses for learning the basics.
A lot of personal finance content online is written to sell a product. The resources below come from regulators, central banks and non-profit educators whose job is to inform, not to sell.
United States
- The Consumer Financial Protection Bureau offers guides on credit reports, debt collection, mortgages, student loans and more.
- Investor.gov, from the SEC, explains investing basics, fees and how to check whether an adviser is registered.
United Kingdom
- MoneyHelper is a free, government-backed service with guidance on budgeting, debt, pensions and benefits.
India
- The Reserve Bank of India's financial education pages cover banking basics, digital payments safety and fraud awareness.
- The National Centre for Financial Education runs financial literacy programmes and publishes learning material.
Free courses
- Khan Academy Personal Finance covers budgeting, saving, credit, taxes and investing in short lessons.
Practical guides on FlexyBlogs
- The 50/30/20 budget rule
- How compound interest works
- Debt avalanche vs debt snowball
- Sinking funds for irregular expenses
Guidance and rules differ by country. For decisions about investments, pensions or debt, consider speaking to a regulated adviser or a free non-profit advice service.
Cover photo by Brecht Corbeel on Unsplash.
